Retirement provision: How the Riester successor can be worthwhile for high earners
More can be paid into the old-age pension depot than is necessary for the subsidy. In retirement, the tax rates are then low - but sometimes they are paid dearly.
Munich. The pension depot has been decided - on December 31 of this year, the Riester pension will end. With the successor, from January 2027 not only employees but also, for example, self-employed people and civil servants can benefit from government funding. The new possibilities are likely to trigger a sales wave among providers.
This is what Niels Nauhauser, team leader for finance at the Baden-Württemberg Consumer Protection Center, expects. He assumes: "Above all, high earners will receive offers." This is because, apart from funding, the pension depot can also offer tax advantages. This applies above all to those who pay significantly more in than is necessary for the maximum subsidy.
Nauhauser is convinced that many banks and financial service providers will use the tax advantage as a lure to talk to their customers about the pension depot in the coming months. For many interested parties, it is therefore a matter of familiarizing themselves with the various models. What is already known about them today and for whom are they worthwhile?
Translated by urgent.news. Machine-written — may contain errors; check the original before relying on it.
