Argentina Resets Daily Cash Withdrawal Limits, Bank by Bank

Argentina’s central bank, the Banco Central de la República Argentina (BCRA), does not impose a national daily ATM withdrawal cap. Instead, each financial institution sets its own limit. Daily caps at ATMs now range from ARS 400,000 (approximately US$393) to ARS 2.1 million (around US$2,065) per day. BBVA offers the highest daily ATM withdrawal limit at ARS 2.1 million, followed closely by Banco Supervielle at ARS 2 million.

Banco Macro, Banco Hipotecario and Banco Nación set their daily limits at ARS 1 million each. ICBC allows withdrawals up to ARS 800,000, while Banco Credicoop caps at ARS 500,000. Banco Provincia has the lowest reported daily ATM limit at ARS 400,000. The spread between the highest and lowest limits is ARS 1.7 million, exceeding five times.

Customers can adjust their withdrawal limits through online banking or mobile apps. BBVA allows direct changes via its mobile app and cardless withdrawals using biometric verification. The daily limit is a total cap, not a per-transaction cap. Multiple smaller withdrawals across various ATMs during the day can be made, but the combined amount cannot surpass the set maximum.

The Central Bank allows modifications based on customer needs and security preferences. While older travel guides mention lower limits for foreign-issued cards, those figures are outdated. Foreign cardholders should verify current limits with their home bank and the local ATM operator. The wide variation in ATM withdrawal limits reflects the diverse customer experience in the Argentine banking sector.