₹1,149 Crore Credited to Women’s Bank Accounts; Punjab’s DBT Model Wins Praise from Beneficiaries
Best Thing About This Scheme Is That the Money Comes Directly Into Women’s Accounts: Suman Kumari, Beneficiary, Sri Hargobindpur
Under the Mukh Mantri Mawan Dheeyan Satkar Yojana in Punjab, the Bhagwant Mann government has transferred financial assistance totaling ₹1,149 crore directly into the bank accounts of approximately 33 lakh women via the Direct Benefit Transfer (DBT) system. This initiative, under the leadership of Chief Minister Bhagwant Mann, has received widespread praise from beneficiaries for its transparency, convenience, and financial empowerment.
Women from various categories, including those from the Scheduled Caste (SC) category, have been receiving the assistance in three monthly instalments of ₹1,500 for SC beneficiaries and ₹1,000 for others. The scheme aims to ensure that the money reaches intended beneficiaries without intermediaries or delays.
Beneficiaries have expressed satisfaction with the DBT model, emphasizing that it ensures the funds remain safe in their own accounts and can be withdrawn as needed. Sarabjit Kaur from Gurdaspur highlighted that the DBT system prevents misuse of funds, unlike cash distribution, which could be spent on alcohol. Gagandeep Kaur from Harchowal commended the scheme's transparency, noting that the money remained in her account until required.
Suman Kumari from Sri Hargobindpur mentioned how the assistance helped her family meet important expenses, particularly for her daughters' education.
Harpal Kaur from Mandi Ahmedgarh stated that the funds enabled her to prioritize household needs, benefiting her daughters as well. Harpal Kaur added that the DBT system allows for efficient, transparent, and hassle-free disbursement of financial assistance. Punjab's Minister for Social Security, Women and Child Development, Dr. Baljit Kaur, confirmed the scheme's objective of providing financial security and dignity to women, emphasizing the government's commitment to timely and transparent assistance.
The DBT system's success is also credited to the support of Axis Bank, which facilitated the large-scale benefit transfers across Punjab.
Written by urgent.news from The Hindu's reporting — not their text. Machine-written; read the original for the full account.

