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Nu Holdings: 3 Key Takeaways for Long-Term Investors

Primary account status gives Nu's bank priority on monthly bills, but the article leaves open how long conservative underwriting can hold as credit expands.

  • Nu Holdings expects economic downturns, not optimism, in credit decisions
  • 60% of users prioritize Nu for payments, providing transaction data
  • Company targets efficient ratio control for new products in U.S. and Latin America

EZCORP: 3 Key Takeaways for Long-Term Investors

Margins at 37% show the pricing discipline behind EZCORP's gains is paying off, but the article leaves open how long that can hold.

  • EZCORP reported $1.7 billion in record full-year revenue for fiscal 2026
  • CEO Lachlan Given cited 13% increase in pawn loan outstanding for three quarters
  • CFO Timothy K. Jugmans reported gross margins boosted to 37% using AI and disciplined pricing

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