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DLocal: 3 Key Takeaways for Long-Term Investors

Its credit facility gives DLocal a way to fund buybacks at the holding company, a tool that sits apart from its growing local-market footprint.

  • DLocal saw a 77% surge in total payment volume to $18.3 billion in Q3 2026
  • Investments in AI and automation cut operating expenses while increasing profitability
  • Gross profit per employee hit $100,000 for first time, showcasing productivity

Expensify: 3 Key Takeaways for Long-Term Investors

Its legacy product is shrinking while the new platform grows, and the article asks whether that swap can keep pace.

  • Expensify raised full-year free cash flow guidance for 2026
  • New platform's annual recurring revenue exceeds $13 million
  • Travel booking integration boosts quarterly bookings 40% YoY

Opendoor: 3 Key Takeaways for Long-Term Investors

Throughput per pricing employee rose about 2.5x in a year, showing the AI efficiency push is already visible in operations, not just planned.

  • Opendoor reported $1 billion in revenue for Q3 2026, a 12% increase from the previous year
  • CEO Kaz Nejatian outlined three key takeaways for long-term investors during earnings call
  • Company expanding listing services, automating processes, and adding title/escrow/mortgage options

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