FD interest rate up to 8.25%: Check list of banks

Several major banks have recently revised their fixed deposit (FD) interest rates, offering up to 8.25% for general customers and up to 8.60% for senior citizens. The rates vary depending on the FD tenure and bank. Here is a list of the latest FD interest rates offered by major banks.

HDFC Bank has increased interest rates on select FD tenures. Senior citizens can earn a maximum rate of 7.20% on FDs from 3 years 1 day to 5 years, while general customers can get a maximum rate of 6.60% on FDs from 3 years 1 day to 10 years. These rates became effective from November 4, 2026.

ICICI Bank now provides FD interest rates ranging from 2.75% to 6.60%. Senior citizens enjoy the highest rate of 7.20% on FDs from 3 years 1 day to 5 years, while general customers receive the highest rate of 6.60% on FDs from 3 years 1 day to 10 years. The revised rates are applicable from October 23, 2026.

Bank of Baroda has revised its FD rates to a maximum of 6.85% for general customers and 7.35% for senior citizens, including the super senior citizen category. The 555-day FD, also known as the Bank of Baroda Gold Deposit Scheme, offers these rates. These revised rates will be applicable from November 12, 2026.

Indian Overseas Bank has increased its FD interest rate on the special 444-day fixed deposit by 15 basis points, raising it from 6.60% to 6.75% for general customers. Senior citizens receive an additional interest rate of 0.50%, making it 7.25% on a 444-day FD. These rates are effective from November 10, 2026.

Federal Bank has raised its FD interest rates on deposits ranging from 18 months to less than three years. Senior citizens can now earn up to 7.40% per annum on these tenures. The revised rates will become effective from November 12, 2026.

Punjab National Bank (PNB) has revised its FD rates, now offering interest rates ranging from 3% to 6.60% for general customers and 7.10% for senior citizens on a 444-day tenure. These revised rates will be applicable from November 1, 2026.

Canara Bank has increased its FD interest rate on the 555-day special fixed deposit scheme from 6.60% to 6.75% for general customers, and 7.25% for senior citizens. The revised rates are applicable from November 2, 2026.

Indian Bank has raised its FD interest rate on the Ind Grow (555 days) FD from 6.65% to 6.80%, offering the highest among its fixed deposits. Senior citizens can now earn a rate of 7.30% on the same tenure. The revised rates are effective from October 23, 2026.

Kotak Mahindra Bank has increased its FD interest rates on select tenures, becoming effective from November 4, 2026. General customers can now earn a maximum of 6.80% on FDs from 2 years to less than 3 years, while senior citizens can receive 7.55% on the same tenure.