Gemini can now tell you where your money is going, and how to save more of it

Google is expanding the capabilities of its Gemini AI assistant by integrating it with Google Wallet, allowing users to gain better insights into their spending habits and learn how to save more money. Personal Intelligence, a feature that connects Gemini with Google services like Gmail, Photos, YouTube, and Search, now includes Google Wallet.

US users can connect their Google Wallet to Gemini and ask questions about their spending. For instance, they can tag @Google Wallet in the Gemini app and ask questions like, "Analyze my spending and help me save $1,000 over the next three months." Gemini will then analyze the user's transactions and provide suggestions on how to save money.

Gemini can generate dynamic charts tracking cash flow and budgets directly in the chat. Users can also link their bank accounts and credit cards to Google Wallet via Plaid for deeper insights into their spending habits. Gemini can identify which subscriptions are consuming the most money, analyze subscription transaction history, and flag subscriptions that have increased in price.

However, handing over financial data to an AI assistant raises privacy and security concerns. Google assures users that Gemini only has read-only access to their accounts and cannot move, manage, or invest their money. Users can also disconnect Google Wallet from Gemini at any time. The integration is currently available in the US across Android, iOS, and the web, but is not yet available in other regions.