Zindigi Overseas Accounts launched

KARACHI: Zindigi, a service provided by JS Bank, has introduced Zindigi Overseas Accounts, a digital banking solution tailored for Pakistanis living abroad. This innovative offering enables overseas Pakistanis to open and manage their bank accounts in Pakistan entirely online, eliminating the need for a Pakistani mobile number or a physical visit to a bank branch. The launch underscores Zindigi's commitment to simplifying and expanding access to banking services for Pakistanis residing globally.

To participate, eligible applicants must possess a Pakistan Origin Card (POC), National Identity Card for Overseas Pakistanis (NICOP), or Computerised National Identity Card (CNIC). The application process leverages existing international WhatsApp numbers, streamlining the registration process significantly. Once registered, customers can open a comprehensive digital bank account equipped with an International Bank Account Number (IBAN), facilitating seamless financial transactions.

Zindigi Overseas Accounts are designed to cater to the daily financial requirements of overseas Pakistanis. The accounts enable users to maintain strong connections with their families and friends back home, pay utility bills, manage household expenses, and conduct local transfers, all through the user-friendly Zindigi App. This digital platform ensures that customers can effortlessly manage their financial responsibilities in Pakistan, regardless of their current location.

Zindigi offers two account options: Non-Resident Account Repatriable (NRAR) and Non-Resident Account Non-Repatriable (NRAN), each catering to different financial needs and regulatory considerations. Speaking on the launch, Noman Azhar, Co-Founder and Chief Officer of Zindigi by JS Bank, emphasized the company's mission to make banking simpler, more accessible, and truly borderless for every Pakistani.

Azhar highlighted that Zindigi Overseas Accounts represent a significant stride towards this vision, enabling millions of Pakistanis living abroad to access essential banking services without geographical constraints. "Geographical boundaries should never limit access to financial services," Azhar stated, underscoring the bank's dedication to bringing banking closer to the millions of Pakistanis who reside in various countries but remain deeply connected to Pakistan.