Go Digit General Insurance Q2 FY27 Revenue Rises To ₹2,720 Crore, Premium Collections Decline As Combined Insurance Service Ratio Climbs To 99.8%

Mumbai: Go Digit General Insurance saw a modest 1.68 percent rise in insurance revenue to ₹2,720 crore in the second quarter ended September 30, 2026, despite a decline in premium collections. The company's insurance revenue grew by ₹45 crore compared to the same quarter last year. However, gross direct premium decreased by 1.2 percent to ₹2,351 crore, and gross written premium fell by 3.6 percent to ₹2,571 crore.

Profitability Trends Profit before tax, excluding mark-to-market impacts, amounted to ₹278 crore for the quarter. Excluding flood-related losses, profit after tax was ₹255 crore, and profit before tax was ₹341 crore. Combined Insurance Service Ratio The company's combined insurance service ratio rose to 99.8 percent, up from 94.9 percent in the previous quarter.

This increase indicates challenges in maintaining insurance service profitability, as expenses and related costs are nearing insurance service revenue. Asset Growth Assets under management grew by 15.9 percent year-on-year to ₹24,371 crore as of September 30, 2026, up from ₹21,019 crore at the end of September 2025. Solvency Position Go Digit reported a solvency ratio of 2.40 times at the end of the quarter, reflecting the insurer's ability to meet policyholder obligations.

Investors will closely watch premium growth, claims experience, underwriting profitability, and solvency levels in future quarters.