Median net worth of U.S. households under 35 fell 23% from 2022 to 2025 (real)

The median net worth of U.S. households aged 30 to 33 declined by 23% from 2022 to 2025, according to the latest data. While half of this age group had a net worth above $68,000, reaching the upper quarter required $235,000, and the top 10% began at $440,000, roughly 6.5 times the median. The lower quarter was below $7,100, and the bottom 10% had negative net worth, owing more than they owned.

The report was sent out on the 1st, detailing the current figures and how many new members joined. Keeping Up, a New York-based service, provides these figures monthly, alongside a percentile calculator for those who just want the number. The information is derived from federal survey microdata, including the Federal Reserve's 2025 Survey of Consumer Finances, the BLS Consumer Expenditure Survey, and the Census American Community Survey.

Local cost-of-living and wage adjustments are also factored in. The data, modeled for this cohort, is live and updated as Keeping Up members in this age group grow, ensuring anonymity and no individual identification.