Earnings call transcript: PB Fintech Q2 2026 revenue beats, EPS misses

PB Fintech reported mixed results for Q2 FY2027, exceeding revenue expectations while missing earnings per share forecasts. Revenue rose to $21.78 billion, a 0.93% increase from the $21.58 billion forecast, while EPS declined to $4.45, falling short of the $4.53 estimate by 1.77%. Total insurance premium increased 38% year-over-year to INR 9,385 crores, and PAT grew 43% year-over-year to INR 192 crores.

The company highlighted strong demand in its core insurance business and improvements in service metrics, including health claims settlement and renewal rates. Management emphasized the need to adapt to potential regulation changes and focus on cost discipline while expanding ecosystem businesses like PB Health and PB Partners. The stock fell 1.78% to $1000.1 following the report, trading near its 52-week low of $945.1 and below the 52-week high of $1964.2.