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Central Pacific Financial: 3 Key Takeaways for Long-Term Investors

A granular deposit base and real estate-backed loan portfolio give the bank room to expand while keeping funding costs and credit risk in check.

  • CPF reported 21% increase in adjusted diluted earnings per share for Q3 2026
  • Bank shifting loan mix to higher-yielding commercial loans targeting >6% average rate
  • Deposit stability and credit quality improvements position CPF well for loan loss management

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