OnEMI Technology Solutions Reports Doubled Q2 FY27 Profit To ₹125 Cr; AUM Surges 68% To ₹9,317 Cr

OnEMI Technology Solutions Limited, trading under the name Kissht, reported a significant surge in its Q2 FY27 profit, reaching ₹125 crore, a 32% increase from the previous quarter. The company's assets under management (AUM) have jumped 68.4% to ₹9,317 crore. The profit after tax (PAT) grew by 32% quarter-over-quarter, while the annualized Return on Average AUM (RoAAUM) stood at 5.78%, and the annualized Return on Average Equity (RoAE) was 21.65%.

The company's customer base grew by 22% year-on-year, with cumulative customers serving the company reaching 12.80 million. The diluted earnings per share (EPS) for the quarter was ₹7.1, a 51% increase from ₹4.7 in Q2 FY26. The diluted book value per share (BVPS) was ₹130.7 as of September 2026. The AUM mix comprised ₹8,580 crore (92.1% of total AUM) in unsecured personal loans and ₹737 crore (7.9% of total AUM) in secured loans against property.

Off-book AUM accounted for ₹5,118 crore, representing 54.9% of the total. Net worth increased by 103% year-on-year to ₹2,377 crore, with a capital to risk-weighted assets ratio (CRAR) of 34.8%. Gross non-performing assets (GNPA) (stage 3) were 2.18%, a 75 basis points improvement year-on-year and 7 basis points quarter-on-quarter.

Net non-performing assets (NNPA) were 0.34%, declining by 2 basis points quarter-on-quarter. The company raised ₹832.2 crore through a preferential issue post-quarter-end, receiving in-principle approval from BSE and NSE on October 19, 2026. The management of OnEMI Tech, led by Chairman, Director, and CEO Ranvir Singh, emphasized the company's commitment to sustainable growth without compromising credit quality and delivering consistent, profitable returns over the long term.