Fintech: Europe’s 10 most-funded companies in H1 2026

In H1 2026, European fintech funding was dominated by a few companies, with the UK leading in deal activity. France and Germany also attracted significant investment, accounting for the majority of funding value. The Nordic region, Benelux, Southern Europe, and other European markets saw smaller levels of investment. Funding was concentrated in areas such as payment infrastructure, AI-powered financial software, regulatory compliance, and blockchain-based financial services.

Cloover, an AI-powered software and financing platform for decentralized energy projects, raised $1.222 billion in H1 2026. This included a $22 million Series A equity round and a $1.2 billion debt facility. Ebury, a provider of international payments and foreign exchange services, secured £550 million in financing through two transactions led by Centerbridge Partners.

Alan, which combines health insurance, preventive care, and digital healthcare services, raised €580 million in two funding rounds to support international expansion and AI-powered healthcare development. Pennylane, an accounting and financial management platform for startups and SMEs, raised $200 million in a Series E round to support R&D, expansion, and AI, payments, and cash management capabilities.

Morpho, a France-based decentralized finance company, raised $175 million to expand its operational capabilities and develop decentralized lending infrastructure. Paymentology, a UK-based fintech company, secured $175 million to support international expansion, product development, and expansion into credit, stablecoin infrastructure, tokenisation, and AI-driven financial services.

9fin, a financial data and analytics platform focused on global debt capital markets, raised $170 million in Series C funding to develop its AI capabilities and expand its proprietary datasets. Allica Bank, a UK-based digital bank, raised undisclosed funds as part of its digital banking operations.