El precio de las hipotecas escala al 3,08%, máximo desde enero de 2025
La firma de préstamos para compra de vivienda crece un 2,3%, hasta los 33.841, la mejor cifra del octavo mes del año desde 2022. El importe medio firma otro récord. Leer
In August, mortgage rates climbed to 3.08%, the highest level since January 2025, according to data released by the National Statistics Institute (INE) on Friday. The month marked the eighth straight monthly increase since 2022, with 33,841 mortgages recorded, a 2.3% rise compared to the same period last year. The first eight months of the year saw a 5.1% increase in mortgage signings compared to the same period in 2025.
Despite the continued rise in mortgage prices and average loan amounts, the activity remained strong, with the average interest rate reaching 3.08%, an increase from 3.01% in July and the highest since January 2025. The increase was primarily seen in the fixed-rate mortgage segment, which accounted for 64.1% of the signings, the highest since February.
Meanwhile, the average mortgage amount reached an unprecedented level of 181,285 euros, a 7.7% year-on-year increase. However, loan volume fell by 2.3% year-on-year, affecting both new and used properties. The market stands resilient, though, with banks lending out more money - 6,134 million euros in August alone, marking a 10.2% increase compared to the same period last year.
Written by urgent.news from Expansion ES's reporting — not their text. Machine-written — may contain errors; check the original before relying on it.
