BOP Powers Ahead with Strong Nine-Month 2026 Operating Performance, Strengthened Capital Base and Accelerated Lending Growth

The Board of Directors of The Bank of Punjab held a meeting on October 26, 2026 to review and approve the bank's unaudited financial results for the nine months ended September 30, 2026. The results showcased the bank's continued robust growth, with operating profit rising by 34% year-on-year to Rs. 34.42 billion, and profit after tax increasing by 22% to Rs.

14.53 billion. Net interest income grew by 19% to Rs. 69.40 billion, while non-markup income (excluding gains) expanded by 47% to Rs. 18.04 billion. The bank's gross advances increased by 28% year-on-year, demonstrating sustained business momentum and an expanding lending footprint. The bank also strengthened its core deposit franchise, with current deposits growing by 16% year-on-year and average current deposits increasing by 25%.

The bank received Rs. 15.6 billion in equity support from the Government of Punjab, which helped bolster its capital adequacy ratio (CAR) of 13.94% and leverage ratio of 4.07%, both above the regulatory requirements. The bank's strategic achievements included an upgrade of its long-term credit rating to AAA by PACRA, securing approval to establish an overseas wholesale banking unit in Bahrain, and winning three awards at the Pakistan Banking Awards 2026 for Agriculture Inclusion, SME Banking, and Women’s Inclusion.