Save taxes with pension fund buy-in or pillar 3a: Which variant is suitable for whom
Voluntary contributions to occupational or private pension schemes increase retirement savings and reduce the tax burden. What to consider when choosing between the two options.
As the year comes to a close, individuals in Switzerland are looking for ways to save on taxes. Two options are making voluntary payments into the pension fund or column 3a. These payments can be deducted from taxable income, reducing tax liability and increasing retirement savings. The choice between the two options depends on individual circumstances, with factors to consider including the maximum amount that can be paid, investment strategies, and risks.
Experts advise considering the financial situation of the pension fund and individual risk tolerance when making a decision.
Written by urgent.news from NZZ Wirtschaft's report — not a translation of it. Machine-written — may contain errors; check the original before relying on it.
