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AI Shifts Underwriting From the Person to the Purchase

The credit score has a strange blind spot. It knows a lot about the borrower and almost nothing about what the borrower is about to buy. And as latest installment of “The Future of AI Credit” playbook, a PYMNTS Intelligence collaboration with Thredd, shows, creditworthiness is not necessarily constant. A borrower can be attractive for one transaction […] The post AI Shifts Underwriting From the…

AI Shifts Underwriting From the Person to the Purchase

We haven't written up this one. PYMNTS has the full story — the link below goes straight to it.

Read the original at pymnts.com →

More in AI

Client Documents in AI Tools: A Checklist for Agencies

You can put client documents into an AI tool, but only after you know where the text goes, how long it is kept, whether it trains a model, who else processes it, and what your contract with the client…

  • Client documents may be stored, extracted as text, or only outputted by AI tools.
  • Storage and retention policies vary by vendor and should be documented publicly.
  • Confidential work should default to no training of AI models on client content.

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