Hancock Whitney Q3 2026 slides: acquisition fuels growth, NIM expands

Hancock Whitney Corp. reported its third-quarter 2026 results on October 20, 2026, showcasing strong balance sheet growth and increased net interest margin. Despite the acquisition of One Florida Bank, adjusted earnings per share reached $1.66, matching analyst expectations. Total loans increased to $26.5 billion, with organic loan growth at a healthy 4% annualized pace.

Deposit growth was even more robust, increasing to $32.2 billion, representing a 34% annualized growth rate. Net interest margin expanded to 3.61%, up 5 basis points from the previous quarter, driven by improvements in earning asset yield and mix, partly offset by higher deposit costs. The bank's asset quality remained stable, with criticized loans decreasing to 2.29% of total commercial loans, marking the seventh consecutive quarter of improvement.