500 Euro für Neugeborene: „Zukunftsdepot“ - Österreich fördert Fondsanlagen für Kinder
In Deutschland kommt die Frühstartrente für Kinder, in Österreich wird das Zukunftsdepot eingeführt. Dabei steht nicht die Altersvorsorge im Fokus, sondern der Eintritt ins Erwachsenenleben.
The Austrian government is set to launch "future savings accounts" for newborns, providing a €500 start-up fund and tax incentives to boost wealth-building from an early age. The initiative, dubbed "future deposits," will allow families to invest up to €5,000 annually in investment funds on behalf of their children, with access to the funds only at age 18.
These assets are intended for expenses like driving lessons, vocational training, a first home, or further investment, according to Family Minister Claudia Bauer. Bauer emphasized that the government aims to not only give young people a solid start in adulthood but also encourage financial responsibility for their future.
From early 2027, newborns will receive a €500 initial deposit through these future savings accounts. The accounts will be available to all children and young people up to age 18, with the possibility of opening them at banks from July. Unlike Germany, which plans to introduce a "starter pension" of €10 per month for children and young people aged 6 to 18 for private retirement savings, Austria's model is designed for young people's transition into adulthood.
Both countries, however, highlight the importance of financial education for younger generations through these new models.
Written by urgent.news from Handelsblatt's reporting — not their text. Machine-written — may contain errors; check the original before relying on it.
