A check before an AI agent pays, a watch after it, and a record anyone can verify (in shadow, measured first) published: false
Agents are starting to hold and move money without a person in the loop: they buy data, compute and other agents' time per call, in stablecoins, on rails like x402. The rails exist. The three things every human payment network grew after the losses started did not: a memory of harm, a check before paying, and a record a third party can verify. On 16 October 2026 we switched on a layer that adds…
Agentic Finance Graph is an independent ledger tracking what AI agents on Base hold and pay. It records every decision and blocks nothing until a human verifies it after a week of transactions. Before any payment, seven facts about the payee are checked, including their type, relay behavior, swap usage, funding sources, and more.
The Gate evaluates if an agent can pay a specific address, considering various factors such as the payee's type, relay shape, swap behavior, funding, and issuer freeze status. An agent's Pass is a three-hour, Ed25519-signed statement that checks various conditions, including recent payments, new payees, and issuer freezes. The system aims to catch new out-of-character payments within 90 days, although it did not demonstrate any warning before a drain in real agents during evaluation.
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