Struggling with PTPTN? MoHE says come talk — restructure, defer, and keep repayments on track

KUALA LUMPUR, Oct 9 — Borrowers grappling with National Higher Education Fund Corporation (PTPTN) loan arrears are encouraged to approach the Ministry of Higher Education (MoHE) to discuss the possibility of loan restructuring or deferment under certain conditions. In a written response published on the Parliament's website, MoHE highlighted its empathy for borrowers genuinely struggling to settle their loans.

As of August 31, 2026, the ministry reported that PTPTN had a total loan repayment arrears amounting to RM10.7 billion, involving 1.16 million borrowers. The ministry's statement came in response to a query by Datuk Seri Aminuddin Harun (PH-Port Dickson) about the latest PTPTN debt and the number of borrowers with arrears. The ministry outlined several initiatives aimed at ensuring the long-term sustainability of PTPTN's financial model.

These include refining loan terms and conditions to favor those in need and enhancing the efficiency of loan repayment collection through collaboration with government and corporate entities.