Financial inclusion index rises to 59.5: SBP
KARACHI: Pakistan’s financial inclusion index rose to 59.5 in 2025 from preceding year’s 58.1, reflecting a further expansion in access to and use of formal financial services across the country. The State Bank of Pakistan (SBP) released the results of the Pakistan Financial Inclusion Index (P-FII) for the year 2025. The index, which serves as a comprehensive metric for capturing the extent of…
Karachi: The State Bank of Pakistan (SBP) released the Pakistan Financial Inclusion Index (P-FII) results for 2025, indicating a notable rise in financial inclusion across the country. The index stood at 59.5, up from 58.1 in the previous year, 2024. This upward trend highlights an expanding access to and usage of formal financial services throughout Pakistan.
The improvement was predominantly fueled by a significant increase in the usage sub-index, followed by growth in the access and quality sub-indices. These advancements were primarily driven by successful implementation of digital initiatives under the National Financial Inclusion Strategy (NFIS) 2024-28. Key contributors include the RAAST merchant onboarding and payment ecosystem, the launch of digital banks, and extensive account opening drives.
Additionally, strong consumer orientation and heightened financial literacy further bolstered these achievements.
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