Building UPI Payments Into Your App in 2026: What Razorpay, Cashfree, PayU and Autopay Actually Cost You
If you're wiring UPI into an Indian app right now, the engineering decisions you make this month will hit your margins differently after October 15, 2026, when NPCI's new 0.4% MDR on UPI P2M transactions above ₹2,000 kicks in. Here's the developer-level version of what changed and what it means for how you build. The gateway layer itself hasn't changed much — Razorpay, Cashfree and PayU all still…
We haven't written up this one. Dev.to has the full story — the link below goes straight to it.