Sozialreformen: Sozialabgaben-Rechner: So viel mehr müssen Sie 2027 zahlen

Billionaire earners in Germany will face increased financial strain in 2027 due to higher social security contributions. The government's decision, reached after intense debate within the coalition, aims to close a billion-euro gap in the care insurance system. While the general contribution rate of 3.6% of gross income for workers remains unchanged, certain groups will experience a significant financial burden.

According to a new Social Security Contributions Calculator by the Handelsblatt, the threshold for social security deductions will rise by an extra 300 euros to 76,500 euros, and non-parents aged 23 and above will pay 0.3% more in contributions, pushing the rate to 4.5%. The contribution rate for employees will surge to 8.75% inclusive of an average surcharge, making it the most substantial expense.

The retirement insurance will have a 9.3% contribution rate, which remains the largest chunk. Although the unemployment insurance contribution will remain at 1.3% of gross income, a rise is not ruled out by the government to address the Federal Employment Agency's billion-euro deficit. The calculator assumes that only worker's contributions are considered, excluding employers' contributions, typically the same amount.

Additionally, it assumes a uniform income distribution across 12 months and uses an average additional contribution rate of 2.9% for statutory health insurance as a basis.