Openbank paga el 3,25% y lidera las rentabilidades en cuentas remuneradas

Openbank has increased its account's remuneration to 3.25%, leading the market in profitable savings accounts. The digital branch of Banco Santander has taken advantage of this trend by offering a top remuneration of 3.25% TAE (annual equivalent rate) for its account, with no maximum limit on the paid balance. This account is available to new clients who activate Bizum as part of their regular operations.

Additionally, Openbank provides a bonus of up to 200 euros for those who deposit at least two different invoices, regardless of the amount, over ten months, prior to October 29th. Openbank also raised the remuneration of its 6-month deposit to 3.25% TAE, requiring clients to have their salary, pension, unemployment benefits, or monthly earnings of at least 900 euros, and to make new deposits that increase their overall position with Openbank since September 30th.

Clients who do not meet these requirements can still subscribe to the account with a reduced remuneration of 2.75% TAE. Kutxabank's 3.10% remuneration is offered to new digital customers enrolling in the bank's campaign by November 22nd. The interest will be generated on a maximum of 100,000 euros of average balance, and paid out monthly.

Kutxabank's account is associated with the VISA Debit card, standard and immediate euro transfers made through online banking, mobile, and ATMs, as well as national euro cheques without any cost. Both Openbank and Kutxabank have outpaced the neobank Trade Republic, which pays 3.04% to new customers, and Bankinter and Bank Norwegian, both paying 3%.

Revolut pays 3.51% TAE, but only for the first four months and on balances up to 25,000 euros. As interest rates continue to rise, more savings customers have more high-yield products to choose from, intensifying the competition among banks.