Only 6% of Kenyans do not expect to ever own a home, report finds

A recent global report reveals that only 6% of Kenyan respondents expect to never own a home, placing Kenya among countries with a strong housing aspiration despite rising affordability pressures. The Global Housing Research Report 2026, conducted by Habitat for Humanity International, surveyed 22 countries. Kenya's 6% figure is lower than the global average of 23%, as well as the percentages for South Africa (14%), Ethiopia (20%), and Nepal (28%). Nigeria had the lowest expectation, at just 4%.

The data indicate that homeownership remains a significant aspiration, even as rising costs make ownership increasingly difficult. While 81% of respondents globally agree that rising housing costs hinder homeownership, non-homeowners cite high prices (53%), insufficient income (50%), and lack of savings (41%) as key barriers. The report cautions that homeownership is not the sole path to housing security, emphasizing the value of stable renting, secure tenure, and other arrangements.

Housing costs significantly impact family planning, with 56% of respondents stating these expenses hinder their ability to start a family. Younger generations, particularly Gen Z and Millennials, are more affected, with 62% expressing that housing costs make family planning difficult, compared to 46% among older generations. Additionally, 87% of parents and guardians worldwide see homeownership as crucial for leaving an inheritance to their children.

Despite these challenges, 74% of respondents globally have had to cut back on expenses to afford housing. The report warns that housing pressure can impact both present circumstances and future aspirations, forcing people to delay their dreams. A respondent from Barbados emphasized the importance of homeownership for providing a safe and comfortable environment for their children. The challenge lies not only in paying for housing but also in the sacrifices required to maintain a stable living situation.