Lebensversicherung: So stehen die größten deutschen Lebensversicherer finanziell da
Mit der Altersvorsorgereform wird der Wettbewerb für die Branche härter. Eine aktuelle Studie zeigt, welche Anbieter gut für die Zukunft gerüstet sind – und welche nicht.
Frankfurt - The life insurance industry is losing trust at an increasing rate, attributed to comparable offerings and opaque costs. Professor Hermann Weinmann of the Institute for Financial Economics in Ludwigshafen has long advocated for uniform regulations, particularly for state-subsidized products. He regards the reform of the Riester pension, which incorporates a standard deposit, as a step in the right direction.
However, this reform may also increase competition for life insurers, as many customers might opt for a stock deposit instead of an insurance policy in the future. Weinmann anticipates significant shifts in the market as a result.
Despite the challenges, life insurance should not be dismissed as a "costly dinosaur of the past." Its advantage lies in the lifelong pension it provides. The stability of pension payments depends on insurers managing their customers' money prudently. Weinmann's annual balance check, published in the "Journal of Insurance Economics" and obtained in advance by the Handelsblatt, demonstrates the varying degrees of success insurers have in this regard.
Written by urgent.news from Handelsblatt's reporting — not their text. Machine-written — may contain errors; check the original before relying on it.
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