Kabinett: Kranken- und Rentenbeiträge steigen für Gutverdiener

The German cabinet has decided to increase social security contributions for high earners in the coming year. Those earning more than 5,812.50 euros gross per month and insured by law will face higher premiums for health insurance, with the threshold rising from 5,812.50 to 6,375 euros. For pension contributions, the limit increases from 8,450 to 8,850 euros.

The federal cabinet approved the regulation at the federal social ministry in Berlin, though the federal council must still give its agreement, which is seen as a formality. No approval from the Bundestag is required.

The contribution ceilings are adjusted annually based on the previous year's wage growth, reflecting changes in monthly earnings. In health insurance, the limit is raised from the current 5,812.50 to 6,375 euros, while for pensions, it moves from 8,450 to 8,850 euros. Anyone earning more than 5,812.50 euros gross will pay more for their health insurance, and those earning over 8,450 euros gross will also contribute more to their pension. The ministry emphasizes the statutory obligation to update these values.

According to the ministry, gross wages increased by 4.38 percent in 2025. This ensures that insured individuals contribute to social security in line with wage growth, as benefits like pensions also adjust annually with wages. However, for health insurance, an additional 300 euros increase is being made, stemming from a health savings package agreed upon in the coalition government before the summer. This package aims to relieve health insurers due to rising healthcare expenses.