Dónde ganar más con sus ahorros en solo seis meses

Three entities currently offer the best conditions for a six-month deposit, providing returns of between 2.87% and 3% over the period. Families are currently struggling with rising inflation and interest rate hikes by the European Central Bank (ECB). In this context, it is important to keep savings safe and try to make the capital earn interest.

European banks with offers in Spain are increasingly clearly betting to attract families' money through deposits. For those who want to earn money in the short term, just six months, there are interesting offers on the banking showcase, especially from European entities. However, most six-month deposits do not allow early cancellation or lose accrued interest if the money is withdrawn prematurely.

The Portuguese bank BiG leads with the best offers at the moment. It welcomes new customers with a deposit offering an Equivalent Annual Rate (EAR) of 3.5%. The product can be contracted with a minimum amount of €10,000 and a maximum of €75,000. With this deposit and assuming a €75,000 investment, the interest paid at maturity would be €1,301 gross.

European banks are offering increasingly clear bets to attract families' money through deposits, and this extends to all terms, but they are more striking in the longer terms. The most popular term is 12 months. On the other hand, the Italian Banco Profilo has recently increased its interest rates on 6 and 12-month deposits. The 6-month product offers an EAR of 2.89%.

The minimum amount for contracting this deposit is €20,000, and the maximum is €100,000. Savers who contract this deposit will have their capital protected, up to €100,000 per depositor and bank, by Italy's deposit guarantee system. In third place is Banca Sistema, also from Italy. It offers an EAR of 2.87% with a minimum amount of €10,000 and a maximum of €100,000.