Finance AI — Built for Someone Special
This is a submission for the Hacktoberfest Weekend Challenge: Build for a Friend What I Built I built Finance AI , a simple AI-powered personal finance recommender for a close one of mine. The idea was pretty simple: give the app your monthly income, add your regular expenses, and it calculates how much money you have left at the end of the month. Instead of just showing that leftover amount,…
This submission for the Hacktoberfest Weekend Challenge is a personal finance recommender called Finance AI. The aim of the project is to simplify personal finance by providing AI-powered suggestions on how to use leftover money after monthly expenses. Users enter their income and regular expenses, and the app calculates the remaining balance.
Finance AI then uses an open-weight GPT-OSS 120B model through Groq to generate personalized recommendations for emergency savings, Fixed Deposits, Recurring Deposits, or Mutual Funds. The recommendations come with explanations of what each option is, how it works, potential returns, risks, and important considerations. The project is built using Next.js, TypeScript, Tailwind CSS, and Groq, with the API key kept server-side for security.
Open innovation was crucial for this project, allowing the developer to focus on the AI's impact on real users instead of building extensive infrastructure. The small experiment began as a personal idea for a close friend and evolved into a practical tool to make financial planning more accessible.
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