Apple Cash Adds ID Check for Reloads, Teases Bank Funding
Apple Cash will soon require identity verification to add money. In emails going out to customers, Apple explains that starting on November 9, Green Dot Bank will begin requiring users to verify their identity when reloading their Apple Cash cards. Identity verification is already required when adding, sending, or receiving over $500 total, but verification for any reload is new. Apple says Green…
Apple Cash will soon require customers to verify their identity before reloading their digital currency. In messages sent to users, Apple states that Green Dot Bank will commence identity checks starting November 9th. Previously, verification was mandatory for transactions exceeding $500, but now, any reload necessitates verification.
Apple Cash, a U.S.-exclusive service for individuals aged 18 and older, will utilize Green Dot Bank for this process. The bank may later facilitate reloading via bank or merchant transfers. Currently, reloading can only be accomplished through Apple's Wallet app using a linked debit or prepaid card. Users with iOS 27 and residing in states that accept digital driver's licenses can employ a license stored in the Wallet app for verification.
Apple emphasizes that identity checks are essential for fraud prevention and regulatory compliance. Accounts with unverified identities won't be able to send, receive, or add funds to Apple Cash. Existing balances can still be utilized for transactions or transferred to a bank account.
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