Razorpay enables Apple Pay for online and in-store payments in India

Razorpay has introduced Apple Pay for online and in-store purchases in India, enabling customers to pay using biometric authentication methods such as Face ID, Touch ID, or device passcode, eliminating the need to enter card details manually or wait for an OTP. This feature is now accessible to businesses such as Zepto, ixigo, IndiGo, Tata 1mg, and JioMart.

The move aligns with India's digital payment landscape evolving towards alternative authentication mechanisms, which came into effect in April 2026, following a framework established by the Reserve Bank of India in September 2025. With Apple Pay now integrated into Razorpay, customers can choose this payment option during checkout, review the transaction, and authenticate it using their Apple device.

Stored cards in Apple Wallet can be utilized without manually entering card information or waiting for an OTP. For instance, when purchasing headphones on Zepto, shoppers can select Apple Pay at checkout, choose a card already saved in Apple Wallet, and confirm the payment with Face ID without typing in card details or waiting for an OTP.

Similarly, at supported physical stores, customers can use Apple Pay by bringing their iPhone or Apple Watch near a compatible payment terminal and authenticate the purchase on the device. Apple Pay employs tokenized card credentials, ensuring that the actual card number is not shared with the business during the transaction, thereby enhancing security and reducing the risk of fraud and chargebacks.

For businesses, the integration means they can offer Apple Pay without the need to develop and maintain a separate checkout flow, provided they meet the enablement requirements. Razorpay securely routes transactions through Apple Pay, card networks, and issuing banks, processing the domestic payment once authorized by the shopper.

Rahul Kothari, COO of Razorpay, emphasized that "Paying should be the easiest part of buying something, not the hardest. People expect every experience on their mobile devices and at payment outlets to be quick and effortless, and online payments via checkout should be no different." With Apple Pay, the friction is significantly reduced, and businesses do not need to rebuild their checkout processes to offer this feature, benefiting from Razorpay's reliability and scale, which are trusted by thousands of Indian businesses.

Apple Pay is accessible on iPhone, Apple Watch, iPad, Mac, and Apple Vision Pro, and can also be used on PCs through browsers like Chrome and Firefox.