National Savings Announces Higher Profit Rates
The federal government has increased profit rates on major National Savings certificates by up to 19 basis points (BPS), offering … Read More The post National Savings Announces Higher Profit Rates appeared first on ProPakistani .
The federal government has raised profit rates on National Savings certificates as much as 19 basis points, providing greater returns for investors during a period of high inflation. The updates went into effect on October 1, 2026, and some rates now exceed the central bank's benchmark lending rate of 11.5 percent. The return on Short Term Savings Certificates has risen 3 BPS to 11.31 percent, while the pensioners' benefit account now stands at 12.72 percent, up 12 BPS from 12.6 percent.
Defence Savings Certificates now yield 11.8 percent, a 19 BPS increase from the previous 11.61 percent. The Bahbood Savings Certificates have also seen a 12 basis point increase to 12.72 percent. The Serwa Islamic Term Account and Islamic Saving Account each offer an 11.33 percent rate of return. Profit rate adjustments typically follow changes in interest rates and overall monetary policy trends.
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