More than 1 in 3 Americans making over $300,000 say they are living paycheck to paycheck
The affordability crisis puts a huge strain on Americans making the least, but apparently everyone is feeling it. More than a third of people earning under $100,000 or over $300,000 say they live paycheck to paycheck, according to a new report on retirement trends from Goldman Sachs. For people making less than $100,000, the share of people struggling to save is 42%, while 36% of their…
A new report from Goldman Sachs reveals that more than one-third of Americans, regardless of income level, struggle to make ends meet. Surprisingly, 42% of those earning less than $100,000 and 36% of those making over $300,000 say they live paycheck to paycheck. Almost two-thirds of earners in both groups have delayed their financial goals, according to the survey of 5,106 people conducted in July 2026.
The findings highlight a disconnect between high earners and their financial well-being, as well as the impact of financial stress on work productivity. Despite 66% of respondents expecting to retire later than planned, only 58% feel their retirement savings are on track. Employers are increasingly offering financial wellness programs, student loan assistance, and lifestyle spending accounts to help alleviate their employees' financial burdens, but the issue remains a pressing concern for many workers, especially Gen Z and millennials who are more likely to miss work due to financial challenges.
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