Mobile Money transactions hit GH¢4.54trn in 2025 – BoG
Ghana’s mobile money industry recorded another year of strong growth in 2025, with total transaction values rising by 50.8 per cent to GH¢4.54 trillion, underscoring the growing importance of digital payments to businesses and households. According to the Bank of Ghana’s (BoGs) 2025 Systems Oversight Annual Report, the figure was an increase from GH¢3.01 trillion … The post Mobile Money…
In 2025, Ghana's mobile money industry experienced significant growth, with mobile money transactions reaching a total value of GH¢4.54 trillion, according to the Bank of Ghana's (BoG) 2025 Systems Oversight Annual Report. This marked a 50.8 per cent increase from the GH¢3.01 trillion recorded in 2024, as reported by the Ghanaian Times.
The rise in mobile money transactions was driven by a growing number of active customers, which rose by 13.6 per cent, from 23.5 million in 2024 to 26.7 million in 2025. Additionally, the agent network recovered strongly following a clean-up exercise, with active e-money agents increasing by 21.4 per cent to 491,057 in 2025, from 404,370 the previous year.
The report highlights that mobile money transactions are becoming increasingly driven by account-based and digital flows, with agent-to-agent transactions accounting for 41 per cent of total transaction values in 2025. The broader payments ecosystem also saw notable gains, with GhIPSS Instant Pay transactions increasing by 25.9 per cent and transaction values more than doubling.
The Bank of Ghana remains committed to balancing innovation with safety and stability in the evolving digital payments landscape.
Brief written by urgent.news from Ghanaian Times's own syndicated text. Machine-written — may contain errors; check the original before relying on it.
