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How to tell if you qualify for Trump's $500 ACA refund check, and what states are getting them

Nearly 1 million Americans are set to receive $500 ACA refund checks. Here's who qualifies, which states are included, and how payments work.

Nearly one million Americans will begin receiving $500 ACA refund checks from the Trump administration's program starting Thursday. These checks are sent to qualified enrollees in the 30 states that purchased insurance through the federal marketplace, HealthCare.gov. No application is necessary as eligible recipients will automatically receive the payments by mail.

Eligibility requires purchasing a plan on HealthCare.gov and paying the full premium cost without receiving federal premium tax credits or other financial assistance. The program does not extend to residents of states with state-run ACA exchanges. The payments are framed as refunds for excessive charges attributed to the federal marketplace's operating costs.

Since no application is needed, eligible people will receive $500 checks automatically without submitting a claim or signing up for the program.

Written by urgent.news from Business Insider's reporting — not their text. Machine-written — may contain errors; check the original before relying on it.

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