Small Savings Interest Rates Unchanged For Oct-Dec; PPF At 7.1 Per Cent, NSC At 7.7 Pc
New Delhi, September 30, 2026: The government on Wednesday left interest rates unchanged for various small savings schemes, including PPF and NSC, for the tenth straight quarter, beginning October 1, 2026. “The rates of interest on various Small Savings Schemes for the third quarter of FY 2026-27, starting from October 1, 2026, and ending on December 30, 2026, shall remain unchanged from those…
On Wednesday, the government maintained interest rates for various small savings schemes, including PPF and NSC, for the fourth consecutive quarter beginning October 1, 2026. The Finance Ministry announced in a notification that the interest rates on these schemes will remain unchanged from the previous quarter's rates, which were notified from July 1, 2026, to September 30, 2026.
The Sukanya Samriddhi Scheme will continue to offer an interest rate of 8.2 percent, while the three-year term deposit rate remains at 7.1 percent. Popular public provident fund (PPF) and post office savings deposit schemes retain their rates of 7.1 percent and 4 percent, respectively. Kisan Vikas Patra investments will earn 7.5 percent, maturing in 115 months. The National Savings Certificate (NSC) will maintain its 7.7 percent interest rate for the October-December quarter.
This marks the 10th consecutive quarter that the interest rates on small savings schemes have remained unchanged. The government last revised the interest rates on certain schemes in the fourth quarter of 2023-24.
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