Long-term investor base could expand by over 100 million by 2035: EY
The report identifies Tier-2 and Tier-3 salaried households, women, young professionals and Gen Z investors as key groups that could drive the next phase of wealth creation
By 2035, India could see a surge in long-term investors, with over 100 million new participants entering the market, according to EY India's latest report. This expansion will be driven by a diverse range of groups, including smaller city residents, women, young professionals, and Generation Z investors. Currently, Tier-2 and Tier-3 salaried households, women, and Gen Z investors are already contributing significantly to wealth creation.
The participation of younger generations and women is particularly noteworthy, with those under 30 making up 38% of the investor base in June 2026 compared to 23% in 2019. Additionally, women's representation in smaller cities has risen from 20% in 2019 to 25% in 2024. Systematic investment plans (SIPs) and micro-SIPs are also indicators of broader participation, with SIPs accounting for 35% of individual mutual fund assets under management, up from 19% in 2019.
To further expand the investor base, EY emphasizes the need to move beyond mere access and ensure consistent participation in long-term wealth creation. This could be achieved through a "Wealth Stack" combining digital infrastructure, consent-based data sharing, AI-enabled intelligence, and scalable advice.
Written by urgent.news from Hindu BusinessLine's reporting — not their text. Machine-written — may contain errors; check the original before relying on it.
