Counties, public universities lead in Sh3.92bn unremitted Sacco deductions
The unremitted deductions affected 89 regulated SACCOs across different employer categories, with county governments and assemblies accounting for the largest share at Sh1.884 billion, or 48.09 percent of the total outstanding funds.
In Kenya, employers failed to remit Sh3.92 billion deducted from workers' salaries for Savings and Credit Cooperative Societies (Saccos) in 2025, according to the SACCO Societies Regulatory Authority (SASRA). This increase from Sh3.49 billion in 2024 affected 104,331 members of regulated Saccos, a nearly doubling of the affected members from 55,602 in 2024.
County governments and assemblies were responsible for the largest unremitted amount at Sh1.884 billion, impacting 52,746 Sacco members. Public universities and tertiary colleges had the second-largest unremitted funds of Sh725.91 million, affecting 6,928 members. The report reveals a significant rise in non-remitted funds, including Sh204.74 million owed to constitutional organizations and 9,389 affected members.
The SACCO Societies Regulatory Authority (SASRA) emphasized that such delays can negatively impact the financial stability of Saccos by affecting their liquidity and loan performance. SASRA urged employers to promptly remit the deducted funds to ensure the financial health of the Sacco sector.
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