Saccos deposits rise 11.12pc to Sh832.74bn as assets hit Sh1.21tn
The increase represents a rise from Sh749.43 billion recorded in 2024.
In Kenya, total deposits held by Saccos surged by 11.12 percent to reach Sh832.74 billion in 2025, according to data from the Sacco Societies Regulatory Authority (SASRA). This marked a significant increase from Sh749.43 billion in the previous year. The report revealed that the growth in deposits was fueled by a rise in both non-withdrawable and withdrawable deposits, as well as fixed deposits.
The increase in deposits contributed to a substantial jump in total assets for regulated Saccos, which soared to Sh1.21 trillion from Sh1.076 trillion, reflecting a 12.5 percent growth. Alongside this, loans to members also experienced a 12.25 percent surge, reaching Sh949 billion from Sh845 billion. This growth was accompanied by a 9.53 percent increase in allowances made by Saccos for loan losses, totaling Sh61.00 billion in 2025 compared to Sh55.69 billion in 2024.
Consequently, the net loans and advances held by regulated Saccos at the end of 2025 amounted to Sh887.67 billion, marking a 12.45 percent increase year-over-year.
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