PalmPay introduces extra verification for night transfers

PalmPay has introduced NightGuard, a new security feature that adds an extra layer of verification for transactions made during specific hours. The feature can be accessed via PalmPay’s upgraded Security Centre and allows users to set a protection window between 11 p.m. and 7 a.m. During this time, any transfer attempt will require additional verification before it can be completed.

This move comes as digital payments become increasingly common in Nigeria and as users face risks such as scams, impersonation, and unauthorized access to accounts. Head of PalmPay Nigeria Marketing, Femi Hanson, explained that while fraud can occur at any time, there are situations where a compromised or lost phone can create extra risks at night.

By giving customers more control over when additional verification is needed, PalmPay aims to provide an additional layer of protection. The company views NightGuard as part of its security tools available through the Security Center and emphasizes the importance of customer education in improving digital-payment security.