‘I became a millionaire in America on H-1B’: NRI reveals roadmap to net worth
An NRI claimed that he paid off his debt, controlled his spending, and increased his income during his journey to become a millionaire.
An expatriate on an H-1B visa revealed his journey to becoming a millionaire in an Instagram post. Pritesh Jagani, a digital content creator, claimed that achieving millionaire status was not about a lucky investment, but rather about building a strong financial foundation. He emphasized the importance of controlling spending, paying off debt, taking advantage of tax-advantaged accounts, and consistently investing.
Jagani explained that the biggest change in his wealth-building journey was increasing his income through upskilling and strategic job switches, which had a much bigger impact than simply cutting expenses. He advised those on an H-1B visa to focus on both controlling expenses and increasing earning power for long-term wealth. Jagani documented his progress on Instagram, sharing a series of visuals that traced his journey over the years.
He began by building a simple budget and a three-to-six-month emergency fund, then controlled money leaks by reviewing spending and paying down high-interest debt. He also built his financial foundation in America, managing credit, understanding health insurance, and handling money sent home, while avoiding lifestyle inflation as his salary increased.
Jagani emphasized that his wealth was not built solely through one big investment, but by consistently increasing his income and investing over time.
Written by urgent.news from Hindustan Times - World News's reporting — not their text. Machine-written — may contain errors; check the original before relying on it.
