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Today's ETtech Morning Dispatch highlights the Insurance Regulatory and Development Authority of India's (IRDAI) proposed overhaul of insurance distribution commissions. The changes, which aim to link caps to product type, distribution channel, policy size, and sales effort, could significantly impact firms like PB Fintech, Turtlemint, and InsuranceDekho. Analysts predict a 4-8% earnings hit for these companies, with some NBFCs potentially seeing a 4-8% decline in revenue and profit.