MyInvestor, Trade Republic o Revolut: ¿cuál elegir para invertir en fondos?

MyInvestor, Trade Republic and Revolut are leading neobanks fighting for the attention of small investors in Spain with a wide range of funds, low fees and low minimum investments. These banks offer diverse investment options including stocks, bonds, cryptocurrencies, traditional funds, and alternative investments. However, when focusing on fund investments, their offerings differ significantly.

MyInvestor appears to have the most comprehensive selection of traditional and index funds in the Spanish market. The bank offers around 1,900 funds from both national and international asset managers, such as BlackRock, Vanguard, Fidelity, Amundi, and JPMorgan Asset Management. MyInvestor is known for offering low-cost index funds and automated portfolio options tailored to different risk profiles, with a minimum investment requirement of just €10. The bank also provides access to private market funds starting at €10,000.

Trade Republic, originally focused on trading stocks, has expanded into fund investments in recent months. The platform now offers approximately 2,000 funds, including ETFs and actively managed funds. Trade Republic provides access to leading fund managers like BlackRock, Vanguard, JPMorgan Asset Management, and Invesco, as well as Spanish asset managers such as Cobas, Azvalor, and Magallanes.

The bank allows investors to purchase fractions of funds starting at €1 and offers automated contribution plans. Trade Republic's strategy focuses on small, recurring investments, with additional tools for automatic rounding of card payments and portioning of purchases towards investments.

Revolut, a popular choice among Spanish users for its card offerings, remunerated accounts, and cryptocurrency services, has a smaller selection of traditional funds. The bank currently offers only money market funds from Fidelity but is working on expanding its fund offerings in Spain. Revolut's competitive edge lies in its competitive products, such as ETFs across various markets, the ability to set up regular investments in selected products, and investment-linked cash management tools.

Revolut also offers automated portfolios starting at €10 and a comprehensive range of private market funds, including Apollo, Ares, Hamilton Lane, and Partners Group, catering to institutional investors with lower entry thresholds.