Bank strike from September 28 to 30: What'll be hit, what won't be

From September 28 to 30, a nationwide three-day strike by the United Forum of Bank Unions (UFBU) is planned, potentially impacting banking services across India. The strike's effects may be most noticeable in physical bank branches, particularly those operated by public sector banks. Staff participation may interrupt services that require in-person processing, such as over-the-counter transactions, account-related services, cash transactions, cheque processing, issuing demand drafts, and locker access. These services may be unavailable or experience delays due to limited staff availability.

However, not every banking channel will stop functioning during the strike. Digital payments, self-service facilities like internet banking, mobile banking, and ATMs are expected to remain available. Customers with time-sensitive branch work, such as transferring money, making UPI payments, or checking account balances, should be able to complete these tasks using digital banking platforms.

Banks like State Bank of India and Canara Bank have advised customers to utilize alternative digital and self-service channels during the strike.

It is crucial for customers to complete branch-based transactions before the strike, as routine work that requires a visit to a bank branch could be disrupted. Cash transactions directly at a branch may also be affected if the branch is closed or operating with limited staff. The Finance Ministry has requested banks to ensure adequate cash supplies during the strike. Bank employees are advised to communicate with customers about potential delays and inform them of the available digital alternatives.