Use Grab often? Here’s why the GXS Credit Card could be your simplest option.

If using a credit card for everyday spending is a source of stress for you, the GXS Credit Card might be the solution you've been looking for. This card offers a straightforward way to earn cashback on everyday purchases without any caps or complicated tiers.

For corporate individuals who rely on Grab for commuting, the GXS Credit Card instantly rewards eligible Grab transactions with cashback in GrabCoins. The reward rate is three per cent with no minimum spend or monthly ceiling. If your Grab spending reaches S$1,000 or more in a billing cycle, the reward rate jumps to ten per cent. The instant cashback means you can enjoy the rewards immediately, without waiting for the end of the quarter or billing cycle.

GrabFood orders and other Grab transactions, such as GrabMart and GrabExpress, also earn you the same GrabCoins cashback. Even if you're not using Grab, the GXS Credit Card offers a flat 1.75 per cent cashback on eligible non-Grab spending, with no spending cap. This includes groceries, dining, transport, shopping, online purchases, and digital subscriptions, making it a universal cashback card.

For travelers, the GXS Credit Card provides overseas spending benefits in Southeast Asia, including zero foreign exchange fees and 10 per cent cashback on Grab transactions. This includes rides, food orders, and any other Grab spending while abroad. Furthermore, Singtel users can earn 1.75 per cent cashback on eligible Singtel bills with no minimum spend or monthly cap, making bill payments more rewarding.

The GXS Credit Card simplifies the cashback process, allowing you to spend on what you were already planning to spend, and earn rewards without any additional calculations or restrictions. With its immediate cashback, flexible earning rates, and additional travel and utility perks, it offers a stress-free way to maximize your credit card rewards.