Unicaja: la demanda de prejubilaciones duplica la oferta del banco

Unicaja's demand for pre-retirements has doubled the supply the bank has available. The Malaga-based bank launched a program at the beginning of the year offering layoffs for employees aged 57 and older, covering 73% of their annual gross fixed salary. Incentivized layoffs in banking continue to attract significant interest among the workforce due to their favorable economic conditions.

Unicaja aimed to carry out 100 pre-retirements for employees over 57 throughout the year, but around half of the requests received were rejected as they exceeded the quota. Some people have already left the institution, and the remaining ones plan to do so in the next month of December. Beneficiaries will receive 73% of their annual gross fixed salary.

The bank will cover social security contributions until the employee reaches 63 years old to ensure they continue accruing rights for future retirement. These plans do not generate any costs for the state. These conditions, tied to fixed remuneration, are generally unattractive to executives or managers of large branches who receive highly variable bonuses.

However, they can be beneficial for base-level personnel. Unicaja set aside 27 million euros to manage these early exits, resulting in an average of 270,000 euros per employee. Unlike Sabadell, where no worker can earn more than 300,000 a year, Unicaja does not have such limits. Unicaja offers the same economic proposal as the one agreed upon last year, when 150 people were laid off through incentivized layoffs.

The bank is planning to incorporate up to 350 professionals in key positions along its strategic plan, ending in 2027. These positions include technological experts, AI generation intelligence specialists, risk management experts, and customer experience professionals.