FBI claims fake cop scams are costing victims billions —here's what to look out for

Over the past two years, the FBI's Internet Crime Complaint Center has logged nearly 60,000 reports of scams where criminals impersonate police and government officials. These fraudulent schemes have resulted in losses totaling around $1.6 billion, as reported by the agency. Scammers employ various tactics, including unsolicited phone calls and video calls, to extort victims.

On average, each victim loses approximately $26,000. Notably, 10% of all losses are attributed to a single scam targeting fewer than 3% of the victims.

The FBI categorizes these schemes under the umbrella term "fake cop" or "fake government official" scam, which encompasses a range of fraudulent activities. Scammers may allege missed jury duty, threaten arrest due to circumstantial links to an alleged crime, or even demand the cancellation of visas and passports. International students, foreign nationals, and other immigrant citizens are particularly vulnerable to these scams.

Scammers often pose as foreign law enforcement agents or U.S. diplomats, employing sophisticated tactics to build credibility and convince victims to comply with their demands.

To protect oneself from falling victim to such scams, it is crucial to remain calm and not let the situation induce undue stress or anxiety. Scammers exploit these emotions to cloud judgment and manipulate the victim's decision-making process. If a call is received unexpectedly, it is advisable to verify the caller's credentials before proceeding further.

Legitimate law enforcement agencies and government officials will not demand immediate payment or personal information over the phone. Victims should request verifiable credentials and, if necessary, arrange for a callback from the supposed authority figure. It is important to remember that neither law enforcement, security services, nor the FBI will request money in the course of their official duties.