¿Cómo protegen los futbolistas su patrimonio al cambiar de país?

In the summer transfer window, which closed on September 1, there were 12,575 operations in the international football transfer market, generating over €8.510 billion in total. With the World Cup underway, 267 players switched teams. However, beyond the sporting aspect, players must consider various factors when switching clubs, especially countries, to safeguard their financial assets.

Javier Arizmendi, an ex-player and current investment advisor, stresses the importance of optimizing career earnings economically. When deciding on a destination, particularly for an international move, tax implications become crucial and can significantly impact the final net amount received. Beatriz Millán, the bank's fiscal area director, notes that the departure from Spain to another country in August makes the destination tax jurisdiction applicable for the entire year.

Thus, it's vital to weigh the destination's tax rates and consult the team to potentially defer some payments to the following year if taxes are lower in the new country. The case of Spanish international Rodri, who chose Barcelona over Real Madrid for purely sporting reasons, highlights the importance of tying up professional development with club and trainer bonds.

Arizmendi points out that sponsors also play a significant role, offering tax advantages for foreign residents like the Beckham regime in Spain, which provides a reduced 24% fixed tax rate. Millán adds that Madrid offers more favorable tax conditions for foreign stars compared to other regions in Spain, impacting overall wealth and estate taxes.

Other footballers have named laws after themselves, such as Mbappé's 20% autonomous deduction for new fiscal residents investing in financial or business assets. Tressis advises proactive planning and consultation before moving to a new destination, emphasizing the need for financial education to empower players in making informed decisions.